![]() ![]() Transfer your balance as a new applicantĪs a Bank of America credit card applicant, the balance transfer process begins with your application for a new account that features a balance transfer offer. In general, doing a balance transfer with Bank of America will follow one of the two processes below. How to do a balance transfer with Bank of America You can take advantage of this offer when you apply now. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center.Contactless Cards – The security of a chip card, with the convenience of a tap.A 3% fee applies to all balance transfers. After the intro APR offer ends, 18.24% – 28.24% Variable APR will apply. 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days.No limit to the amount of cash back you can earn and cash rewards don’t expire as long as your account remains open.That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards. ![]()
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